Information a quote should address
- Measured roof area and roof condition
- Material and manufacturer details
- Removal, disposal, deck repair, flashing, ventilation, and underlayment
- Permit and inspection responsibility
- Labor and manufacturer warranty terms
- Allowances, exclusions, payment schedule, and change order process
Insurance questions
Coverage, deductibles, claim deadlines, payment, and settlement procedures depend on the policy and insurer. Ask the insurer or a qualified professional about the actual claim. A contractor should not promise coverage or speak for the carrier.
Verify the provider and scope
Use the contractor verification guide and confirm that the current ROC classification covers the proposed residential or commercial work. Compare written scopes rather than relying on review count, age, or price alone.